About Me

Who am I?

My name is Rebecca.  I started thepennybean.com as a way to help people get what I have.  A happy family and financial peace of mind.

If you notice I did not say a perfect family and wealth.  Happiness has very little to do with perfection and wealth has very little to do with financial peace.

Financial Peace of Mind

I have found that some people have a natural affinity towards being money savvy.  But most of us were never taught how to manage our money; not at home, not in school, not even in college.  I studied accounting in college but all I learned was how to handle businesses’ money, not my own.

Happy Family

I have also found that some people are confused about what makes a happy family.  And then they are baffled as to why their families aren’t happy.  I have been blessed with a fantastic husband and wonderful daughter.  We support each other, laugh with each other and call each other out on the rug when we need it.  But everything we do, we do in love and with respect.

I can honestly say that in 18 years of marriage, my husband and I have had 1 fight.  My daughter and I have never fought.  We’ve disagreed, but we’ve never insulted each other, never belittle one another, never been hateful.

I don’t claim to have ALL the answers.  No one does.  The answers will be different for each person because each of us are in a different place and have different needs.  I have been in a lot of different places financially and emotionally and my needs have changed over the years.  So I do have some of the answers, and I’m eager to share what I’ve learned while learning more myself.

Rebecca